THE WEALTH GAP 

THE PROBLEM

Current Approaches Prioritize Indirect Investments

Most initiatives focus on indirect or institutional investments, such as: Funding Black businesses through loans , CDFIs- Community Develpment Financial institutions and lenders provide their reinvestment loans to none impacted investors to develop affordable housing that only adds to increase white wealth and financial pricing schemes to make the housing built unaffordable to the residents who already live in those communities, while offering training for low wage jobs  or education programs.  These approaches still leave the people who were denied government support of land grants, business grants and years of denial immediate cash for opportunities to build wealth legacies.  It still leaves them with the same incomes without additional money to afford the homes, to open business and to take care of their families.  These approaches are another way to delay financial payments for another two or more generations struggling and making them further behind. 

These are important to the larger society, but they don’t directly inject capital 

into Black households for immediate use, investing or for generational transfers.

These approaches have Political and Legal Constraints

• Race-targeted and any government programs are open to racist backlash and legal scrutiny, especially after recent court rulings challenging affirmative action (e.g., Students for Fair Admissions v. Harvard i.e. education which is suppose to be delivered by taxes).

• Even private grant funded programs face lawsuits claiming "reverse discrimination" 

(e.g., Fearless Fund’s legal battle over its grant program for Black women entrepreneurs).

• This leads many organizations to use forced race-neutral language like “socially disadvantaged” or

“underserved” instead of naming Black descendants of enslaved persons households directly and specifically.

Policy Caution vs. Reparative Justice

• Some policymakers avoid direct wealth transfers fearing political backlash from their own culture who have silently been imposing a unspoken war on Black financial opportunities which are a path  to economic freedom. 

• But scholars and advocates argue that without direct cash for asset transfers, structural wealth gaps will remain unchanged for centuries more. 

Opposition, Power vs. Prophecy

The 85% of mostly white AMERICANS opposing any financial payments to Black descendants whose financial conditions were impacted by their ancestors' actions.  They are direct descendant beneficiaries who are receiving privileges of generational financial legacies gained from harms and the ill-gotten gains of their ancestor's theft of labor.  

They refuse to see their behavior as Christians are considered immoral and a continuation of the harms aligned with the actions of their ancestors.  

As Bible confessing people this is what the Bible said about their forefathers.

Exodus 21:16 “Whoever steals a man and sells him, and anyone found in possession of him, shall be put to death." 

The descendants opposing financial payments for Blacks from the government and institutions are the very same people whose ancestral actions created the wealth gaps of working Black Americans who descended from the working people working forced to labor as enslaved Africans in America.

Those descendants' ancestors got grace instead of the punishment.  

That is not the end of our intertwined story, we can write something different or keep on the path of prophecy we can heal or face judgement as a nation in our history which started in Genesis 15:13-14.   Both descendants hold spiritual ties to the past one of harm and the other as beneficiaries as current descendants of the people who harmed.  Many descendants still holding on to the spirit of greed they are the 85% who are saying anything other than finances can close the wealth gap.   They are being defiant to their call for repair as written in the Bible.  Finances were withheld from humans and humans deserve to have finances paid as compensation

Our call in this divide is to address that wealth gap with what we can do right now